Benefit Of ELSS as Tax Saver

Return are as per 14th Dec 2007.

Source ValueResearch

To invest email smartmoneyinc@indiatimes.com or zoherdoctor@gmail.com

Call +91-9824063400 / +91-265-2789261 / +91-265-6454851

Many above funds are declaring Dividend, invest now & get handsome dividend!

Many NFO (New Fund Offers) in line ask for details email us at smartmoneyinc@indiatimes.com or zoherdoctor@gmail.com

Gold Fund vs Gold ETF

The benefit of DSP Merrill Lynch World Gold Fund vs Gold ETFs / Bullion

Gold Equity can grow either organically / through M&A whereas Gold ETFs / Bullion can not.
Profitability of gold mining companies tends to increase with a rise in the price of gold.
Gold Fund is actively managed vis a vis Passively managed Gold ETFs/Bullions
World Gold Fund invest into Global Market

DSP ML World Gold Fund has potential to Out Perform Gold ETFs/Bullion in the long run. Many AMC are coming up with Gold Funds and even ETFs

Our recommendation:

We recommended World Gold Fund vis a vis ETF. If ETFs/Bullion grows 10%, the Gold Fund grows 50%
Happy Investing!

Zoher Doctor / Smart Money Inc.
F i n a n c i a l P l a n n e r
http://www.blogger.com/www.smartmoneydirect.co.in

Tax Saver - the better option

T A X a disturbing WORD. But there are legal ways to minimize them. All it requires is a little bit of knowledge and lots of common sense.

Learn the new ways of Tax Saving and even generating Tax Free Hi Returns.

The Present Scenario on Avenues available for 80C

The Above Chart shares that ELSS scheme provides better returns and flexibility.

Brief Outline of the ELSS Scheme:
Investment Objective – Tax Saving under Section 80C of Income Tax Act & Long Term Capital Appreciation by investing in Diversify Equity & Equity Related Instruments.
Invest up to 1 Lac and SAVE on TAX u/s 80C
Investment of Small Amount (Rs500/-) Possible.
Lump Sum Investment and SIP Investment Facility available.
Tax Free Dividend.
0% Long Term Capital Gain / Appreciation Tax.
Growth & Dividend Payout & Reinvestments option available.
No TDS, No Wealth Tax, No Gift Tax.
Nomination Facility available.
Shortest Lock in of 3Years & possibility of getting higher returns.

We recommend ELSS Schemes to investors as Modernised Tax Saving Instruments & get better returns than NSC, PPF & Bank FD. Illustrated above.
For more details and investment advice do get in touch with us.

Regards,

Zoher Doctor / Smart Money Inc.
F i n a n c i a l P l a n n e r

www.smartmoneydirect.co.in

402, BholeSai Apt., Bh. Emperor, Fatehgunj, Vadodara 390002
Gujarat India
Tel.: (M) +91-9824063400 (O) +91-265-6454851 / 2789261
Alternate Email ID: zoher.doctor@indiatimes.com, smartmoneyinc@indiatimes.com
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Insurance # Mutual Fund # PMS # Private Equity # Art Fund # Commodity (Gold) # Real Estate # Fixed Deposits # IPO # Loans # V - Fund

Stock Market & Weather Predictions

Stock Market & Weather Predictions

"It was autumn, and the Red Indians asked their New Chief if the winter was going to be cold or mild. Since he was a Red Indian chief in a modern society, he couldn't tell what the weather was going to be. Nevertheless, to be on the safe side, he replied to his Tribe that the winter was indeed going to be cold and that the members of the village should collect wood to be prepared. But also being a practical leader, after several days he got an idea. He went to the phone booth, called the National Weather Service and asked "Is the coming winter going to be cold?" "It looks like this winter is going to be quite cold indeed," the meteorologist at the weather service responded. So the Chief went back to his people and told them to collect even more Wood. A week later, he called the National Weather Service again. "Is it going to be a very cold winter?" "Yes," the man at National Weather Service again replied, "It's definitely going to be a very cold winter." The Chief again went back to his people and ordered them to collect every scrap of wood they could find. Two weeks later, he called the National Weather Service again. "Are you absolutely sure that the winter is going to be very cold?" "Absolutely, " The Man replied. "It's going to be one of the coldest winters ever." "How can you be so sure?" the Chief asked. The weatherman replied, "The Red Indians are collecting wood like Crazy." This is how stock markets work!!!"

Moral of the Story - Never go by Predictions. Avoid Investing in Equity Market through Tips.
Invest with Knowledge Invest in Mutual Funds.
********************

Regards,

Zoher Doctor / Smart Money Inc.
F i n a n c i a l P l a n n e r
www.smartmoneydirect.co.in

402, BholeSai Apt., Bh. Emperor,
Fatehgunj, Vadodara 390002
Gujarat India
Tel.: (M) +91-9824063400 (O) +91-265-6454851
Alternate Email ID: zoher.doctor@indiatimes.com
Register to get Updates at http://groups.google.com/group/smartmoneyinc
or send email to register at smartmoneyinc-subscribe@googlegroups.com
or send SMS 567673434
Visit us: http://www.smartmoneydirect.co.in

Insurance # Mutual Fund # PMS # Private Equity # Art Fund # Commodity (Gold) # Real Estate # Fixed Deposits # IPO # Loans # V - Fund

Eight Commandments For Investor

Whatever the details of their strategies, successful investors have a few principles in common, says Andrew S. Clarke in `Wealth of Experience'

He lists these principles as `eight simple commandments', beginning with `save'.
Saving, the bedrock of a successful investment programme, is natural to some, but many have to work at it, explains Clarke. "Once the habit is ingrained in your budget (and mind), however, saving can be relatively painless."

The second diktat is to plan. This can be stated in plain terms at the start and then refined, with time and experience. "Make a plan, and you'll approach the task of investing with a sense of purpose and greater confidence," the author coaxes.

Third, learning, which can be through study, experience or a trusted professional.

Next, `diversify and allocate'; a failure to diversify can cause the greatest of disappointments. "Your mix of stocks, bonds, and cash determines both the returns you earn and the risks you experience. Successful investing means finding the right balance of risk and return."

Commandment five counsels you to keep emotion in check. "Fear and greed are the culprits behind many of the worst investment decisions. The financial markets provoke strong emotional responses that can undermine a sensible, long-term investment plan."

Sixth, monitor. "You don't need to obsess about your portfolio. In fact, that kind of intense focus is usually counterproductive." There are both simple and complex methods for monitoring your holdings, Clarke suggests. Using these you can "assess the progress of your investment programme and rebalance your holdings to match your target asset allocation."

Seventh, keep your costs down. Why? Because "low costs are the most reliable predictor of high returns."
Elementary, this may be, but oft ignored; for, "everyone wants high returns. Fewer people pay attention to costs… Cost and return are inextricably linked, a fact that big institutional investors have long understood."

Lastly, be smart about taxes. Explains Clarke: "Your goal should be to maximise your after-tax returns, not to minimise your taxes… It's smarter to earn $10 and write a $4 check to the tax collectors than to earn $5 tax-free."
Tips that work!

Contact us for real execution of these commandments, in right sense. Believe me you will benefit from our relationship as experienced by my present investors.
! ! ! Happy Investing ! ! !

Regards,
Zoher Doctor / Smart Money Inc.
F i n a n c i a l P l a n n e r
www.smartmoneydirect.co.in
402, BholeSai Apt., Bh. Emperor, Fatehgunj, Vadodara 390002
Gujarat India
Tel.: (M) +91-9824063400 (O) +91-265-6454851 / 2789261
Alternate Email ID: zoher.doctor@indiatimes.com, smartmoneyinc@indiatimes.com
Register to get Updates at http://groups.google.com/group/smartmoneyinc
or send email to register at smartmoneyinc-subscribe@googlegroups.com
or send SMS 567673434
Visit us: http://www.smartmoneydirect.co.in
Insurance # Mutual Fund # PMS # Private Equity # Art Fund # Commodity (Gold) # Real Estate # Fixed Deposits # IPO # Loans # V - Fund

SBI Magnum TaxGain from SBI Mutual Fund

SBI Magnum TaxGain from SBI Mutual Fund

Objective of Scheme:
An Open Ended Equity Linked Saving Scheme (ELSS) with an objective to deliver long term capital appreciation / return, by investing in equity / equity related instruments. Its objective is also to benefit investor by getting the income tax benefits under section 80C.

Features:
One of the best performer in ELSS catergory.
Income Tax benefits, upto investment of 1 Lac, under section 80C
Tax Free Dividend
No Long Term Capital Gain Tax
Minimum Investment: Rs 500/-
Shortest Lock in period of 3 years as compaired to any other Tax Saving Schemes
Better returns as compaired to any other Tax Saving Schemes.
Option: Growth and Dividend (Payout & Reinvestment)
SBI MF is winner of many awards.

Past Performance:

Dividend History:

Some Facts:

Assuming Rs 1 Lacs is invested for the period of 5 years.

Invest Wisely. Ask for Application Form & One Pager (Send through Email).
Send the same to us, duly filled along with photocopy of PAN Card and investment Cheque to qualify for ASSURE GIFT.
Ask for more details / queries, if any.

Regards,

Zoher Doctor / Smart Money Inc.
F i n a n c i a l P l a n n e r

http://www.blogger.com/www.smartmoneydirect.co.in

402, BholeSai Apt., Bh. Emperor, Fatehgunj, Vadodara 390002
Gujarat India
Tel.: (M) +91-9824063400 (O) +91-265-6454851 / 2789261
Alternate Email ID: zoher.doctor@indiatimes.com, smartmoneyinc@indiatimes.com

Register to get Updates at http://groups.google.com/group/smartmoneyinc
or send email to register at smartmoneyinc-subscribe@googlegroups.com
or send SMS 567673434

Visit us: http://www.smartmoneydirect.co.in/


Insurance # Mutual Fund # PMS # Private Equity # Art Fund # Commodity (Gold) # Real Estate # Fixed Deposits # IPO # Loans # V - Fund